Chip Mortgage Calculator

Most tools show only the loan payment. This mortgage calculator adds the rest. Your Monthly Payment counts principal and interest, property tax, home insurance, PMI, HOA dues, upkeep and utilities.

Plan and budget for your home before you buy.

What You Get

• Your payoff date on the first screen.
• A chart of where each dollar goes.
• Interest and time saved when you pay extra.
• Tables for each month and year, saved as a CSV file.
• A short PDF report to send to your lender or partner.
• A plain-English note behind every field name.

Pay Once

One price gets every feature. There are no ads and no subscription. Your plans stay on your device.

For iPhone and iPad. Coming soon to the App Store.

Numbers are estimates for a US fixed-rate loan. Your lender's numbers may differ. This is not financial advice.